I'm being fucked hard by a friend while I'm on the phone with my husband

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My husband is very jealous and he often calls to see how I'm doing. This time he called at a very bad time. I fucked his best friend. I had to get out of this situation. His friend has such a big dick. He hammered me so hard, I got all wet. In the end, he came in my beautiful panties. How do I explain to my husband how I got cum on my panties?